Union workers are more likely than their nonunion counterparts to covered by health care and receive pension benefits, according to the federal Bureau of Labor Statistics. In March 2007, 78 percent of union workers in the private sector had jobs with employer-provided health insurance, compared with only 49 percent of nonunion workers. Union workers also are more likely to have retirement and short-term disability benefits.
As the chart below illustrates, 81 percent of union workers participate in pension plans versus 47 percent of nonunion workers. Sixty-seven percent of union workers participate in defined-benefit pension plans, compared with 15 percent of nonunion workers. (Defined-benefit plans are federally insured and provide a guaranteed monthly pension amount. They are better for workers than defined-contribution plans, in which the benefit amount depends on how well the underlying investments perform.)